Every year I write my/our goals for the coming year here in my blog. This serves as a reminder for us to work hard and make every effort to reach our dreams. So far most of our goals ay na-achieve na namin and we are so proud of it. All our hard works and sacrifices are all worth it.
This coming 2017, I separate my goals related to myself, my family and perspectives in life. As much as possible I limit my goals this year as I need to focus on my top priorities, mahirap kasi kung ang dami kong ilalagay and yet at the end of the year hindi ko naman sya kayang iachieve, so much better to maximize it and exert extra effort to make it possible.
Ever since I got married, I have no savings at all. Believe me, halos negative lagi ako because of our debts that I need to pay. Utilities, Insurance, Loans and other expenses that Ian and I shared. Ang hirap pero I believe in time makakaluwag rin kami, hindi naman kami nawawalan ng pag-asa eh, instead we always think positive that we will overcome it and believe in God’s plan for us. I want to have my own savings account even though I have VUL Insurance, iba parin yung may savings right? So I will try my best to save a little for myself on the bank this coming year.
LEARN HOW TO DRIVE
Before I got married, my father taught me how to drive a car. I remember that day ng mahuli kami sa may MOA, good thing my dad has a Professional Drivers’ License and I have a valid Student License that time kaya pinalagpas nalang nung MAPSA. Now that we have our own family, I guess it’s time for me to learn how to drive lalo na if in case may emergency and wala si Ian to drive, so at least I am there para maipag drive ko sila. This is also one of my preparations if ever we will transfer na on our own house.
Since we need extra income for my family, (remember we have 2 mortgages na binabayaran our car and house) thank God I was able to complete the training courses offered by Pru Life and just last quarter of 2016, I got my license to be an agent and closed 5 cases for 2 months. Ang sarap ng feeling pag nakaka close ka ng deal and at the same time nakakatulong ka sa mga taong naniniwala sa VUL and this year one of my personal goals is to close at least 1 or 2 cases per month, in this matter I can earn extra while still working in the corporate world. Ika nga nila, side line side line rin pag may time.
MORE OUT OF TOWN AND/OR OUT OF THE COUNTRY
If you’re an avid reader of my blog, you probably know that we are certified traveler ever since kahit na mag bf/gf palang kami, and travelling with the kids in tow is a very challenging yet fulfilling for us since we need to deal with the unexpected tantrums and excessive luggage, mas masarap parin mag travel with the kids and let them experience the new things in their life. Ooppss.. by the way, we will have our first family out of town via plane this July at Misibis Bay and I’m so excited! Hopefully, by end of the year makapag travel naman kami out of the country, if budget permits.
SAVINGS AND INSURANCE FOR RHAINE
Again, if budget permits I want to get an educational insurance for Rhaine. Sya nalang kasi ang walang insurance sa amin eh, I hope I can get one for her before her 2nd birthday on Aug kaya need talaga ng extra income to sustain our monthly bills if ever kukuha na kami for Rhaine.
HEALTHY AND HAPPY FAMILY
We always pray to the Lord to keep us safe, healthy and happy family. I want my children to grow up in a happy environment. As much as possible, I want them to see how blessed are they for having a beautiful and loving family. So this year, we promised to provide the best things in our children not only in the material things but also to feel they are being loved.
So that’s it. I really hope and pray that at the end of 2017 I can proudly announce in the world that I fulfilled all my goals I wrote on the first day of the 2017.